A division of Ameritas Life Insurance Corp., Ameritas is proud to offer flexible dental plans backed by efficient, informed and accessible customer service.
We offer enhanced online services for employees and dentists, with quick access to dental benefits and coverage information.
With a secure member account , you have benefit summary information for you and your dependents at your fingertips. You can view a benefit summary, certificate of coverage, pending and paid claims, pretreatment estimates and the status of plan maximums and deductibles.
Your secure account lets you quickly verify patient benefits, view dental and/or orthodontic claims, confirm payment amounts and check dates for processed claims.Find a Dental Provider
Need to find a dentist lets you quickly verify patient benefits, view dental and/or orthodontic claims, confirm payment amounts and check dates for processed claims.Ameritas
Anthem Blue Cross
Our plans offer choices and meet Affordable Care Act requirements.Who we are
Anthem, Inc. is one of the largest health benefits companies in the United States. Through its affiliated health plans, Anthem companies deliver a number of leading health benefit solutions through a broad portfolio of integrated health care plans and related services, along with a wide range of specialty products such as life and disability insurance benefits, dental, vision, behavioral health benefit services, as well as long term care insurance and flexible spending accounts. With local service and the value of the Blue Cross brand, we have been committed to ensuring our members have access to affordable health benefits for over 80 years.Strong product portfolio offers choice to our customers
Our Anthem portfolio of plans, including HMO, PPO, EPO and CDHP/PPO, are designed to be the best health care value in our industry. All plans meet federal and state compliance laws, manage total cost of care through network, clinical and product design solutions, and provide choice in flexibility. This means CaliforniaChoice® customers receive essential health benefits (EHBs) including:
as well as other features needed to comply with the Affordable Care Act (ACA).Superior network strength means extra savings and convenience:
Get the most out of your health plan! All Anthem Blue Cross members are encouraged to register for our website, www.anthem.com/ca or download our new digital platform, Syndey Health, on your device. You'll be able to:
Don't forget to download our mobile app - available for Androids and Apple phones.Integrated care management programs and tools - when you need it
Innovative group product marketing, customer service at the highest level and top-notch administrative expertise at reasonable costs are the familiar characteristics of Assurity's Group Insurance Division. As the first carrier to offer an accelerated death benefit on a group life plan and a group critical illness product, we continue to be among the industry leaders in inventive product design.
Assurity's Group Division works with brokers, third-party administrators (TPAs) and managing general underwriters (MGUs) to develop lasting marketing, customer service and administrative relationships. We also provide a level of plan customization not usually possible with the large national carriers.
Dentegra Smile Club
With Dentegra Smile Club, you can access sweet discounts whenever you visit the dentist.
EyeMed (provided by Ameritas)
Eye exams are an important part of any health and wellness program. Comprehensive eye exams allow your eye care professional to view the interior of the eye and can lead to the early detection of serious illnesses like diabetes, heart disease and high blood pressure.
EyeMed Vision Care is a leading vision benefits company providing vision wellness programs to more than 140 million members. Ensuring vision wellness is easy with EyeMed. Members have the choice of thousands of private practitioners and leading optical retailers including LensCrafters® , Sears Optical® , JCPenney Optical® and most Pearle Vision® locations. EyeMed's unique approach to vision care offers substantial savings on eye care and eyewear purchases.
Our program makes it easy to protect your vision and your health by providing:
Cigna + Oscar
Cigna + Oscar is designed to work for small businesses like yours. We’re bringing together the power of Cigna's nationwide and local provider networks, and Oscar’s member-focused experience, to deliver small group health insurance that understands the unique needs of small businesses and their employees. We’re here to provide affordable care that works for your team, and insurance that cares for your business.Small business health coverage in Northern and Southern California
Our small group portfolio of EPO plans range across metal tiers, and feature varying balances of copay-based and coinsurance-based benefits to meet all employee needs.Member Experience- Save Time and Money
All carriers have networks, benefits and rates (see ours below) but the Cigna + Oscar difference is centered around the member experience with plan features like:
All Cigna + Oscar members get full access to Cigna’s LocalPlus® network, a locally designed network of doctors, specialists, and hospitals that offer cost-effective medical care without sacrificing the quality employees expect.
When it comes to health, experience matters. For over 40 years, we’ve been part of the local California community, helping individuals and families get the health care they need through every stage of their lives. We’re here for you, helping you stay healthy and get well with health plan choices that are comprehensive, affordable and easy to use.
|HMO Plans: you choose a primary care physician, who coordinates all your care|
|Plan Name||Where Available||Why Choose This Plan?|
|Full Network HMO||30 Counties Statewide||Find your right-fit coverage within our range of HMO plans designed to be paired with our Full Network HMO network with over 57,800 physicians (PCPs & Specialists) and over 260 hospitals across the service area.|
|WholeCare HMO||30 Counties Statewide||Find your right-fit coverage within our range of HMO plans designed to be paired with our WholeCare HMO network. The WholeCare Network is simply a select subset of our regular HMO network to include the most cost-efficient providers without compromise in quality or benefits with over 37,700 physicians (PCPs/ Specialists) and over 220 hospitals across the WholeCare service area.|
|Salud HMO y Más||Southern CA and Parts of Mexico||You and your covered dependents can use services in California through our Salud HMO y Más network, or in Mexico with our SIMNSA network. With access to over 8,000 physicians (PCPs/Specialists) and over 50 hospitals across the Salud service area.|
|CommunityCare HMO||Los Angeles, Orange, and San Diego counties||Your primary care physician can refer you to any specialist within the entire CommunityCare HMO network, not just specialists within your physician group. With access to over 13,200 physicians (PCPs/Specialists) and over 77 hospitals across the CommunityCare service area.|
Health Net is focused on giving you all the tools you need to live a healthier, more productive life. Our programs help empower you to make healthy lifestyle decisions for you and your family.
Your health and satisfaction are our priorities. When you become a Health Net member, our customer service center representatives, and our robust website, are here to provide you with the support you need.
Visit us at www.healthnet.com
Members have access to Decision Power through current enrollment with Health Net of California, Inc. Decision Power is not part of Health Net’s commercial medical benefit plans. It is not affiliated with Health Net’s provider network, and it may be revised or withdrawn without notice. Decision Power services, including clinicians, are additional resources that Health Net makes available to enrollees. The Active&Fit Direct program is provided through American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Active&Fit Direct is a trademark of ASH. Health Net HSP, HMO and Salud con Health Net HMO y Más plans are offered by Health Net of California, Inc. Health Net of California, Inc. is a subsidiary of Health Net, Inc. Health Net and Salud con Health Net are registered service marks of Health Net, Inc. All other identified trademarks/service marks remain the property of their respective companies. All rights reserved.
3Expires November 2021
4Expires June 2021
What began 70 years ago as an innovative health care program for shipyard and steel mill workers has become the model for health care in the 21st century. Serving 11.8 million members in 8 states and the District of Columbia, Kaiser Permanente is the convenient, affordable health plan you can rely on to keep your employees and their families healthy and engaged. From preventive care that catches health problems early to specialty care for illnesses and injuries, we’ve got your employees covered.
Here for you in California
Founded in California in 1945, and now headquartered in Oakland, Kaiser Permanente currently serves 8.5 million members in the state — with nearly 16,000 doctors at over 450 medical offices and 36 hospitals.
Affordable options to meet your needs
Our plans are priced with your business in mind. In fact, Kaiser Permanente was rated the most cost-efficient plan in California.1 And you have 14 group plans to choose from, including:
Dedicated to excellence
As new members, your employees can browse our online doctor profiles to choose a personal doctor based on factors that are important to them — and they can change doctors anytime. And when members register on kp.org, they can enjoy easy-to-use, customized features like being able to:
Members also have 24/7 access to care by phone, including help determining what level of care they may need.
Shaping the future of health care
We’re continually advancing patient services through innovation and technology. For example, more than half of member visits now take place through email, phone, and video — which removes barriers like distance, traffic, and busy schedules that may keep your employees from getting the care they need.
Kaiser Permanente was also an early adopter of electronic health records, and now operates one of the nation’s largest private electronic health record systems. This allows us to gather patient data that identifies trends and gaps in care, which can translate into better health outcomes for your employees.
Choose Kaiser Permanente and experience the difference. Learn more at kp.org/choosebetter.
1 Aon Hewitt Health Value Initiative™ benchmarking study — Kaiser Foundation Health Plan, Inc., Aon Hewitt, October 12, 2016.
2 Kaiser Permanente 2016 HEDIS® scores. Benchmarks provided by the National Committee for Quality Assurance (NCQA) Quality Compass® and represent all lines of business.
3 America’s Hospitals: Improving Quality and Safety, The Joint Commission’s Annual Report 2015, The Joint Commission.
4 Kaiser Permanente 2016 Annual Report.
Dental HMO Plans:
The MetLife DHMO plans provide access to a large network of dental providers throughout California. Preventive dental care is an important part of overall health and MetLife is committed to ensuring that its members receive a high level of dental care. As part of this commitment, all Quality Management Activities are designed to meet or exceed NCQA standards. These standards are applied to plan design, through the credentialing of network providers, member services standards and on-going peer review and facility audits.
Hi, we're Oscar.
Oscar Health is the country’s first technology-driven health insurer focused on improving the member experience through easy, personalized service. Oscar for Business was launched to bring the same Oscar experience that individuals already love to the employer market.
We offer health coverage to small businesses located in Los Angeles and Orange County.
Our small group portfolio of 13 EPO plans range across metal tiers, and feature varying balances of copay-based and coinsurance-based benefits to meet all employee needs.
Our EPO plans combine the flexibility of a PPO with the affordability of an HMO.
All Oscar members get full access to our network of top-tier providers.
Our customer satisfaction score is 2x the industry average.
We deliver high-value health care, along with an unmatched experience for our members. Here are just a few of our cool features:
Want to learn more about what sets Oscar apart? Visit us at hioscar.com
Sharp Health Plan
Sharp Health Plan is a not-for-profit, locally based health plan that offers San Diegans of all ages access to high quality and affordable health insurance through their individual and family plans, commercial group plans, and Medicare plans. Sharp Health Plan continues to be recognized in California and nationally for their high-quality care and service. They are the highest member-rated health plan in California, and they also hold the highest member ratings for health care, personal doctor and specialist among reporting California health plans.1 As part of Sharp HealthCare’s integrated delivery system, Sharp Health Plan directly connects members to an expansive network of nationally recognized doctors, elite-rated medical groups and hospitals.
Sharp Health Plan delivers The Sharp Experience from health insurance to health care, making it easy for members to access the care they need, when they need it. Members enjoy the added benefit of their after-hours nurse advice line, Sharp Nurse Connection®, their Emergency Travel Services for assistance with emergency services nationally or abroad, and access to MinuteClinic®, the walk-in clinics inside select CVS Pharmacy® stores. Members also enjoy free access to Sharp Health Plan’s nationally accredited Best Health® wellness program, which allows members to become and stay their healthiest through personal health assessments, one-on-one health coaching, educational classes and more. For additional information please visit sharphealthplan.com or call Customer Care toll-free at 1-800-359-2002.
1 The source for this data is Quality Compass® 2019 and is used with the permission of the National Committee for Quality Assurance (NCQA). Quality Compass® 2019 includes certain CAHPS® data. Any data display, analysis, interpretation, or conclusion based on these data is solely that of the authors, and NCQA specifically disclaims responsibility for any such display, analysis, interpretation, or conclusion. Quality Compass® is a registered trademark of NCQA. CAHPS® is a registered trademark of the Agency for Healthcare Research and Quality (AHRQ). Sharp Health Plan achieved the following summary ratings (9+10): 57.30 for Rating of the Health Plan compared to the California all LOBs average (excluding PPOs & EPOs) of 47.23; 65.25 for Rating of Health Care compared to the California all LOBs average (excluding PPOs & EPOs) of 51.87; 74.47 for Rating of Personal Doctor compared to the California all LOBs average (excluding PPOs & EPOs) of 65.60 and 75.68 for Rating of Specialist compared to the California all LOBs average (excluding PPOs & EPOs) of 63.50.
Sutter Health Plus
Sutter Health Plus, a local not-for-profit HMO, offers health plans that give you access to a network of high-quality health care providers, including many of Sutter Health's affiliated hospitals, doctors and health care services. Here, providers work together to deliver safe, personal and accessible care.
We offer traditional and deductible plan designs, including high-deductible health plans that are compatible with HSAs.
Our affordably priced health plans give you and your family access to:
UnitedHealthcare of California is committed to providing quality coverage and affordable benefits to help keep you and your family healthy. Our plans offer more than just doctor visits; preventive care services are also provided for every member of the family.
Plans designed to be cost-effective
Choose from a large California HMO network.
Our Signature plan offers access to a full network of contracted providers with more than 62,590 physicians and health care professionals, and 273 hospitals. The Advantage, Alliance and Harmony plans offer the same level of benefit coverage as our Signature plan but has a narrower network of contracted providers. You can find listings for physicians and hospitals in our provider directories.
Extra programs and services at no additional cost.
You'll get access to programs and services that help you get and stay healthy - at no extra cost.
With a mix of benefits that deliver patient-centered care, health and wellness programs and award-winning customer service, UnitedHealthcare is a smart choice for your family's health care coverage needs.
1 Formal HMO product names:
Signature = UnitedHealthcare SignatureValueTM
Advantage = UnitedHealthcare SignatureValue Advantage
Alliance = UnitedHealthcare SignatureValue Alliance
Harmony = UnitedHealthcare SignatureValue Harmony
Health plan coverage provided by or through UnitedHealthcare Insurance Company and UnitedHealthcare of California. Administrative services provided by United Healthcare Services, Inc., OptumRx or OptumHealth Care Solutions, Inc. Behavioral health products are provided by U.S. Behavioral Health Plan, California (USBHPC) or United Behavioral Health (UBH).
VSP (provided by Ameritas)
VSP (provided by Ameritas) is dedicated to offering affordable, high-quality eye care plans that promote visual wellness and improve their member's quality of life. As the nation's largest provider of eye care coverage, thousands of companies rely on VSP to provide a range of vision plans.
VSP provides coverage to more than 70 million members nationwide. Their provider network includes more than 25,000 doctors in 19,000 offices around the country. Whether their members live in cities, suburbs or rural areas, their doctors are nearby - an average of only four miles from where our members live and work.
Western Health Advantage
Western Health Advantage Benefits Overview
We care about you
We have a passion for health care. WHA is all about helping people obtain quality health care. We also support medical innovation and promote whole-person health to suit the various needs of the communities we serve. WHA offers affordable coverage to employer groups, individuals and families, for every stage of life. We are here to help you stay healthy and facilitate the care you need when you need it.
We're proud of our reputation
For 23 years and counting, we’ve been a reliable partner in your community. We are known for acting with integrity and for interacting honestly with our partners, while building a relationship of trust. We support the doctor-patient relationship and offer access to quality doctors and hospitals.
We love being local
WHA prides itself in being the choice of thousands. Your community is our community. We strengthen our neighborhoods and enrich the lives of community members by supporting local organizations. We affect positive change in our community through charitable outreach and volunteer efforts. Supporting the communities where we live and work is one of WHA’s core values.
We're always here for you
We build long-term, personal relationships because we’re easy to work with, reliable and innovative. The mission of our local service team is to provide exceptional service to our members, providers and partners. You can easily reach us in person or on the phone. We’re responsive and make decisions without delay.
As a 501(c)(4) community benefit, non-profit health plan created by local doctors and hospitals, Western Health Advantage’s HMO network includes major hospitals and medical centers and thousands of local, trusted doctors and specialists from Mercy/Dignity Health, NorthBay Healthcare, Hill Physicians, Meritage Medical Network, St. Joseph Health Medical Network and Woodland Clinic Medical Group. WHA offers affordable, quality health care to its neighbors in Sacramento, El Dorado, Placer, Yolo, Colusa, Solano, Napa, Sonoma and Marin counties.
FACILITIES BY COUNTY
OUR SERVICE AREA
Serves employers and individuals in Napa, Placer, Sacramento, Solano, Sonoma, Marin and Yolo counties and parts of Colusa and El Dorado counties.