Possible Savings For Individuals With An HSA

 
Health Savings Account Balances (Assumes a $2,000 Deductible and Deposit Each Yr.)
 
Account Balance
After X Years
Age of Head of
Household Starting at 25
After Individual Medical
Expenses of $1,000 Each Yr.
After Individual Medical
Expenses of $500 Each Yr.
Zero Individual Medical
Expenses
5 Years 30 $5,802 $8,703 $11,604
10 Years 35 $13,207 $19,810 $26,414
15 Years 40 $22,657 $33,986 $44,315
20 Years 45 $34,719 $52,079 $69,439
25 Years 50 $50,113 $75,170 $100,277
30 Years 55 $69,761 $104,641 $139,522
35 Years 60 $94,836 $142,254 $189,673
40 Years 65 $126,840 $190,260 $253,680
    
Assumes 5% interest per year, and 100% of a $2,000 deductible is deposited each year. One Medical Savings Account insurer has paid 5% interest on balances in their Medical Savings Accounts since January 1, 1997, and has not changed their interest rate since 1/1/97. Source: The HSA Coalition, 2004
 

Possible Savings For Families With An HSA

 
Health Savings Account Balances (Assumes a $4,000 Deductible and Deposit Each Yr.)
 
Account Balance
After X Years
Age of Head of
Household Starting at 25
After Individual Medical
Expenses of $1,000 Each Yr.
After Individual Medical
Expenses of $500 Each Yr.
Zero Individual Medical
Expenses
5 Years 35 $17,406 $20,307 $23,208
10 Years 40 $39,620 $46,224 $52,827
15 Years 45 $67,972 $79,301 $90,630
20 Years 50 $104,158 $121,517 $138,877
25 Years 55 $150,340 $175,397 $200,454
30 Years 60 $209,282 $244,163 $279,043
35 Years 65 $284,509 $331,927 $379,345

Assumes 5% interest per year, and 100% of a $4,000 deductible is deposited each year. One Medical Savings Account insurer has paid 5% interest on balances in their Medical Savings Accounts since January 1, 1997, and has not changed their interest rate since 1/1/97. Source: The HSA Coalition
SUPPORT
Address

721 South Parker, Suite 200
Orange, CA 92868

Office Hours

Monday - Friday 8:00 am to 5:00 pm PST

Customer Service

Phone: (800) 558-8003
Fax: (714) 558-8000
Email: CustomerService@CalChoice.com

Sales

Phone: (800) 542-4218
Fax: (800) 500-9088
Email: Sales@CalChoice.com

Department of Insurance License

#0B42994

SUPPORT
Address

721 South Parker, Suite 200
Orange, CA 92868

Office Hours

Monday - Friday 8:00 am to 5:00 pm PST

Customer Service

Phone: (800) 558-8003
Fax: (714) 558-8000
Email: CustomerService@CalChoice.com

Sales

Phone: (800) 542-4218
Fax: (800) 500-9088
Email: Sales@CalChoice.com

Department of Insurance License

#0B42994