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Employer Requirements for Optional Benefits
back to Employer Eligibility
FDH Access 100 (no cost) Dental plan
Employer may not offer another dental plan to their Employees outside of the California
Choice
®
program
Optional Dental (plan 1000, 3000, 3500, 4000 and or 5000):
Employer is required to have a minimum of 70% of all eligible employees enroll in dental coverage
Orthodontia added to a plan requires a minimum of 5 eligible employees
Employees electing plan 4000 or 5000 are subject to a 12-month waiting period for major services and 24 months for Orthodontic benefits (if elected).
Groups with 10 or more eligible employees may reduce or eliminate the waiting period by submitting proof of comparable dental coverage (to include Orthodontic coverage, if elected). Acceptable forms of proof include prior dental billing statements and a certificate booklet.
Employee Life Insurance
Employer is required to pay 100% of the employee's premium
All eligible employees must enroll in life insurance coverage
Should you have any questions, please contact our underwriting department at
Underwriting@CalChoice.com
.
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