Interest Rates:
Rates effective 2/4/2008. Rates subject to change.
Balance
Annual Percentage Yield
$1,000 - $2,999
$3,000 - $4,999
$5,000 - $9,999
$10,000 - $14,999
$15,000 and over
Fees:
Minimum deposit required to open an HSA
$0
Account Maintenance Fee
First 3 months free. No monthly fee for balances over $2,500 ($2.50 for balances less than $2,500 – waived if direct deposit is made.)
Minimum account balance
$1
Interest-bearing checking account
Yes 50 free personalized checks at account set-up Reorder cost depends on check style
Debit Card
Visa 1st card free
Application/Account Set-up fees
No Set-up Fee
Account closure fee
None
Methods for making deposits (US dollars only)
Accountholder Check/Money Order E Money Mover (on-line funding tool) Credit Card Wire/ACH
Employer Check/Money Order Wire Free on-line funding tool
Distribution amounts
Up to account balance by check. Debit card transactions are limited to $1,500 per day (can be temporarily raised for anticipated expense in excess of $1,500).
Transactional account interest rate
1.25% - 4.25% (depending on balance)
Ability to invest balances over:
No minimum balance requirement to invest
Mutual Fund company
National Financial Services
Trade Fees
Vary by option
Monthly brokerage account fee
none
Equity (stock) funds
Yes
Bond funds
Money Market funds
Deposit accounts provided by:
American Health Value Bank, Member FDIC
Location
PO Box 8063Boise, ID 83707-2063671 East River Park Lane, Suite 100Boise, ID 83706Phone: (800) 914-3248 Fax: (208) 331-2651www.americanhealthvalue.com
Inactive account fee
$15/year after 24 months of inactivity